/* ==========================================================================
   LANPE v2 — corretora de consumo. Azul institucional + verde de ação.
   Fonte: Poppins (exigência da identidade do projeto). Ver docs/BENCHMARK-VISUAL-E-DIRECAO.md
   ========================================================================== */
:root {
  --ink: #14233D; --deep: #223A58; --brand: #2F629A; --brand-2: #407BB7;
  --sky: #C9DAEE; --mist: #E7EEF7; --cloud: #F3F6FC; --white: #fff;
  --go: #35D07F; --go-hover: #2BBF73; --go-soft: #DDF7EA;
  --warn: #B4402F; --warn-soft: #FBE6E1;
  --text: #14233D; --muted: #4A5A73; --line: #D6E0EE;
  --r: 14px; --r-lg: 24px; --wrap: 1200px; --gut: clamp(20px, 4vw, 40px);
  --font: "Poppins", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 88px; }
body { margin: 0; background: var(--white); color: var(--text); font: 400 17px/1.65 var(--font); -webkit-font-smoothing: antialiased; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
h1, h2, h3, h4 { margin: 0; font-weight: 600; letter-spacing: -.02em; line-height: 1.12; text-wrap: balance; }
p { margin: 0; text-wrap: pretty; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button { font: inherit; color: inherit; cursor: pointer; }
:focus-visible { outline: 3px solid var(--brand-2); outline-offset: 3px; border-radius: 6px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--go); color: var(--ink); padding: 10px 16px; border-radius: 8px; z-index: 300; font-weight: 600; }
.skip:focus { left: 8px; }
.wrap { width: min(100% - 2 * var(--gut), var(--wrap)); margin-inline: auto; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.hidden { display: none !important; }

.h1 { font-size: clamp(2.1rem, 4.4vw, 3.5rem); font-weight: 600; letter-spacing: -.035em; line-height: 1.06; }
.h2 { font-size: clamp(1.75rem, 3.4vw, 2.7rem); letter-spacing: -.03em; line-height: 1.1; }
.h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); letter-spacing: -.02em; }
.lead { font-size: clamp(1.05rem, 1.5vw, 1.2rem); line-height: 1.6; color: var(--muted); }
.small { font-size: .875rem; line-height: 1.55; color: var(--muted); }
.eyebrow { font-size: .9rem; font-weight: 600; color: var(--brand); margin-bottom: 12px; }
.on-dark, .on-dark h1, .on-dark h2, .on-dark h3 { color: #fff; }
.on-dark .lead, .on-dark .small, .on-dark p { color: rgba(255, 255, 255, .8); }
.on-dark .eyebrow { color: var(--go); }
.link { color: var(--brand); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.on-dark .link { color: var(--go); }
strong { font-weight: 600; }
.txt-go { color: var(--go); }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 54px; padding: 0 28px; border-radius: 12px; border: 2px solid transparent; font-weight: 600; font-size: 1rem; text-decoration: none; transition: background .18s, transform .18s; }
.btn:active { transform: translateY(1px); }
.btn-go { background: var(--go); color: var(--ink); }
.btn-go:hover { background: var(--go-hover); }
.btn-ink { background: var(--ink); color: #fff; }
.btn-ink:hover { background: var(--deep); }
.btn-line { border-color: currentColor; background: transparent; }
.btn-line:hover { background: rgba(20, 35, 61, .06); }
.on-dark .btn-line:hover { background: rgba(255, 255, 255, .1); }
.btn-sm { min-height: 46px; padding: 0 20px; font-size: .95rem; }
.btn-block { width: 100%; }
.btn svg { width: 20px; height: 20px; flex: none; }
.ico { width: 24px; height: 24px; stroke: currentColor; fill: none; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; flex: none; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 200; background: var(--ink); color: #fff; }
.bar { display: flex; align-items: center; gap: 24px; min-height: 76px; }
.brand { flex: none; display: flex; align-items: center; }
.brand img { height: 46px; width: 138px; max-width: none; margin-left: -22px; }
.nav { display: flex; align-items: center; gap: 2px; flex: 1; }
.nav > a, .nav-group > button { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 0 14px; background: none; border: 0; color: #fff; text-decoration: none; font-weight: 500; font-size: .95rem; border-radius: 10px; }
.nav > a:hover, .nav-group > button:hover, .nav-group.open > button { background: rgba(255, 255, 255, .1); }
.nav-group { position: relative; }
.nav-group > button::after { content: ""; width: 7px; height: 7px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translateY(-2px); }
.menu { position: absolute; top: calc(100% + 8px); left: 0; min-width: 290px; padding: 8px; background: #fff; color: var(--ink); border-radius: var(--r); box-shadow: 0 16px 40px -12px rgba(20, 35, 61, .35); display: none; }
.nav-group.open .menu { display: block; }
.menu a { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 10px; text-decoration: none; font-weight: 500; }
.menu a small { display: block; font-weight: 400; color: var(--muted); font-size: .8rem; line-height: 1.3; }
.menu a:hover { background: var(--cloud); }
.menu .ico { color: var(--brand); }
.header-cta { margin-left: auto; }
.burger { display: none; margin-left: auto; width: 48px; height: 48px; background: none; border: 1px solid rgba(255, 255, 255, .25); border-radius: 12px; }
.burger span { display: block; width: 20px; height: 2px; background: #fff; margin: 5px auto; }
.drawer { position: fixed; inset: 0; z-index: 300; background: var(--ink); color: #fff; padding: 16px var(--gut) 40px; overflow-y: auto; display: none; }
.drawer.open { display: block; }
.drawer .top { display: flex; align-items: center; justify-content: space-between; min-height: 60px; margin-bottom: 8px; }
.drawer .top img { height: 42px; width: 126px; max-width: none; margin-left: -20px; }
.drawer .x { width: 48px; height: 48px; background: none; border: 1px solid rgba(255, 255, 255, .25); border-radius: 12px; font-size: 1.6rem; line-height: 1; color: #fff; }
.drawer h2 { font-size: .85rem; letter-spacing: 0; color: rgba(255, 255, 255, .6); font-weight: 500; margin: 22px 0 4px; }
.drawer a.l { display: block; padding: 13px 0; font-size: 1.3rem; font-weight: 500; text-decoration: none; border-bottom: 1px solid rgba(255, 255, 255, .14); }
.drawer .btn { width: 100%; margin-top: 26px; }
body.lock { overflow: hidden; }
@media (max-width: 960px) { .nav, .header-cta { display: none; } .burger { display: block; } .bar { min-height: 68px; } }

/* Hero */
.hero { background: var(--cloud); padding: clamp(28px, 5vw, 64px) 0 clamp(44px, 6vw, 84px); overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr); gap: clamp(28px, 5vw, 72px); align-items: center; }
.hero h1 { margin-bottom: 18px; }
.hero .lead { max-width: 33em; margin-bottom: 26px; }
.qcard { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: 22px; box-shadow: 0 18px 40px -22px rgba(20, 35, 61, .35); max-width: 580px; }
.qtabs { display: flex; gap: 6px; padding: 5px; background: var(--mist); border-radius: 14px; margin-bottom: 18px; }
.qtabs button { flex: 1; min-height: 46px; border: 0; background: transparent; border-radius: 10px; font-weight: 600; font-size: .95rem; color: var(--deep); display: flex; align-items: center; justify-content: center; gap: 8px; }
.qtabs button[aria-selected="true"] { background: #fff; color: var(--ink); box-shadow: 0 2px 8px rgba(20, 35, 61, .12); }
.qtabs .ico { width: 20px; height: 20px; }
.qrow { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.field { margin-bottom: 12px; }
.field label, .field .lab { display: block; font-size: .85rem; font-weight: 500; color: var(--deep); margin-bottom: 5px; }
.field input[type=text], .field input[type=tel], .field select, .field textarea { width: 100%; min-height: 52px; padding: 10px 14px; font: inherit; font-size: 1rem; border: 1.5px solid var(--line); border-radius: 12px; background: #fff; color: var(--ink); }
.field textarea { min-height: 84px; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--brand-2); box-shadow: 0 0 0 3px rgba(64, 123, 183, .25); }
.field .err { display: none; color: var(--warn); font-size: .85rem; font-weight: 500; margin-top: 5px; }
.field.bad .err { display: block; }
.field.bad input, .field.bad select { border-color: var(--warn); }
.check { display: flex; gap: 10px; align-items: flex-start; font-size: .8rem; color: var(--muted); line-height: 1.5; }
.check input { width: 20px; height: 20px; margin-top: 1px; accent-color: var(--brand); flex: none; }
.qnote { display: flex; flex-wrap: wrap; gap: 6px 14px; justify-content: space-between; margin-top: 12px; font-size: .82rem; color: var(--muted); }
.qnote a { color: var(--brand); font-weight: 600; }
.hero-photo { position: relative; }
.hero-photo .ph { border-radius: var(--r-lg); overflow: hidden; aspect-ratio: 4 / 5; background: var(--sky); }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; }
.chip-rec { position: absolute; left: -28px; bottom: 36px; width: min(300px, 78%); background: #fff; border-radius: 16px; padding: 14px 16px; box-shadow: 0 16px 34px -14px rgba(20, 35, 61, .5); font-size: .85rem; line-height: 1.45; }
.chip-rec b { display: flex; align-items: center; gap: 8px; font-size: .78rem; font-weight: 600; color: var(--brand); margin-bottom: 4px; }
.chip-rec b::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--go); }
.chip-rec strong { display: block; font-size: .98rem; color: var(--ink); margin-bottom: 2px; }
.chip-rec small { display: block; color: var(--muted); margin-top: 6px; font-size: .74rem; }

/* Faixa de seguradoras */
.insurers { background: #fff; border-bottom: 1px solid var(--line); padding: 26px 0; }
.insurers .wrap { display: grid; grid-template-columns: 210px 1fr; gap: 28px; align-items: center; }
.insurers p { font-size: .9rem; font-weight: 500; color: var(--deep); line-height: 1.4; }
.logos { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px 24px; align-items: center; justify-items: center; }
.logos img { height: 34px; width: auto; max-width: 110px; object-fit: contain; }

/* Seções */
.sec { padding: clamp(60px, 8vw, 110px) 0; }
.sec-tint { background: var(--cloud); }
.sec-mist { background: var(--mist); }
.sec-ink { background: var(--ink); color: #fff; }
.sec-brand { background: var(--brand); color: #fff; }
.split { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(28px, 6vw, 88px); align-items: center; }
.split.rev { grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); }
.stack > * + * { margin-top: 18px; }

/* Tabela Lanpe x direto */
.vs { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; }
.vs table { width: 100%; border-collapse: collapse; }
.vs th, .vs td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: middle; font-size: .95rem; }
.vs thead th { font-size: .9rem; font-weight: 600; background: #fff; text-align: center; }
.vs thead th.us { background: var(--go-soft); }
.vs td.us { background: #F0FBF5; }
.vs tbody tr:last-child td, .vs tbody tr:last-child th { border-bottom: 0; }
.vs th[scope=row] { font-weight: 500; width: 46%; }
.vs td { text-align: center; width: 27%; }
.vs .yes, .vs .no { display: inline-grid; place-items: center; width: 28px; height: 28px; border-radius: 50%; }
.vs .yes { background: var(--go); color: var(--ink); }
.vs .no { background: var(--mist); color: var(--muted); }
.vs .yes svg, .vs .no svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }

/* Passos */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 48px; counter-reset: st; }
.steps li { position: relative; padding: 0 28px 0 0; counter-increment: st; }
.steps li::before { content: "0" counter(st); display: block; font-size: 3.2rem; font-weight: 600; letter-spacing: -.04em; color: var(--go); line-height: 1; margin-bottom: 18px; }
.steps li::after { content: ""; position: absolute; top: 26px; left: 84px; right: 22px; height: 1.5px; background: rgba(255, 255, 255, .22); }
.steps li:last-child::after { display: none; }
.steps h3 { font-size: 1.3rem; margin-bottom: 8px; color: #fff; }
.steps p { font-size: .95rem; color: rgba(255, 255, 255, .78); }

/* Produtos assimétricos */
.prod { display: grid; grid-template-columns: 7fr 5fr; grid-template-rows: 1fr 1fr; gap: 22px; }
.pcard { position: relative; display: flex; flex-direction: column; overflow: hidden; border-radius: var(--r-lg); text-decoration: none; background: var(--ink); color: #fff; min-height: 260px; }
.pcard .pimg { position: absolute; inset: 0; }
.pcard .pimg img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s; }
.pcard:hover .pimg img { transform: scale(1.04); }
.pcard::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(180deg, rgba(20, 35, 61, 0) 38%, rgba(20, 35, 61, .85) 100%); }
.pcard .pbody { position: relative; z-index: 2; margin-top: auto; padding: 26px 28px; }
.pcard.big { grid-row: 1 / 3; min-height: 540px; }
.pcard h3 { font-size: clamp(1.6rem, 2.6vw, 2.2rem); margin-bottom: 6px; color: #fff; }
.pcard p { font-size: .95rem; color: rgba(255, 255, 255, .92); max-width: 26em; margin-bottom: 14px; }
.pcard .go { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: .95rem; background: var(--go); color: var(--ink); padding: 10px 18px; border-radius: 10px; }
.pcard .go svg { width: 18px; height: 18px; stroke: currentColor; fill: none; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.others { margin-top: 22px; }

/* Comparativo de exemplo */
.cmp { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; box-shadow: 0 22px 50px -26px rgba(20, 35, 61, .45); }
.cmp-top { display: flex; flex-wrap: wrap; gap: 6px 14px; align-items: center; justify-content: space-between; padding: 14px 20px; background: var(--mist); font-size: .82rem; color: var(--deep); }
.flag { background: var(--ink); color: #fff; padding: 3px 10px; border-radius: 999px; font-size: .74rem; font-weight: 500; }
.cmp-rec { padding: 22px 22px 20px; background: var(--go-soft); }
.cmp-rec .tag { display: inline-flex; align-items: center; gap: 8px; font-size: .8rem; font-weight: 600; color: #0F6B3F; margin-bottom: 6px; }
.cmp-rec .ttl { font-size: 1.3rem; font-weight: 600; letter-spacing: -.02em; margin-bottom: 8px; }
.cmp-rec ul { display: grid; gap: 4px; margin-top: 10px; font-size: .93rem; }
.cmp-rec li { display: flex; gap: 10px; }
.cmp-rec li b { font-weight: 600; width: 1em; }
.cmp-rec .g { color: #0F6B3F; } .cmp-rec .l { color: var(--warn); }
mark.hl { background: #fff; color: var(--ink); padding: 1px 6px; border-radius: 6px; font-weight: 600; }
.cmp-tools { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; justify-content: space-between; padding: 12px 18px; border-bottom: 1px solid var(--line); }
.switch { display: inline-flex; align-items: center; gap: 10px; font-weight: 500; font-size: .9rem; cursor: pointer; min-height: 44px; }
.switch input { width: 20px; height: 20px; accent-color: var(--brand); }
.tabs { display: none; gap: 6px; }
.tabs button { min-height: 40px; padding: 0 14px; border: 1.5px solid var(--line); background: #fff; border-radius: 10px; font-weight: 600; font-size: .85rem; }
.tabs button[aria-pressed="true"] { background: var(--ink); color: #fff; border-color: var(--ink); }
.cmp table { width: 100%; border-collapse: collapse; font-size: .9rem; }
.cmp th, .cmp td { padding: 11px 16px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.cmp thead th { font-size: .82rem; font-weight: 600; color: var(--deep); }
.cmp th[scope=row] { font-weight: 400; color: var(--muted); width: 30%; }
.cmp .rec { background: var(--go-soft); }
.cmp tr.diff td:not(:first-child) { font-weight: 600; }
.cmp .no { color: var(--warn); font-weight: 600; }
.cmp-foot { padding: 12px 20px; font-size: .78rem; color: var(--muted); background: var(--cloud); }
.table-scroll { overflow-x: auto; }
@media (max-width: 720px) { .js-tabs .tabs { display: inline-flex; } .cmp.js-tabs [data-col]:not(.show) { display: none; } }

/* Linha do tempo */
.tl { border-left: 2px solid var(--sky); margin-left: 8px; }
.tl li { position: relative; padding: 0 0 26px 30px; }
.tl li:last-child { padding-bottom: 0; }
.tl li::before { content: ""; position: absolute; left: -9px; top: 6px; width: 16px; height: 16px; border-radius: 50%; background: var(--go); border: 3px solid #fff; box-shadow: 0 0 0 2px var(--go); }
.tl b { display: block; font-weight: 600; font-size: 1.05rem; }
.tl span { color: var(--muted); font-size: .96rem; }
.photo { border-radius: var(--r-lg); overflow: hidden; background: var(--sky); }
.photo img { width: 100%; height: 100%; object-fit: cover; }

/* Contato */
.contact { background: #fff; color: var(--ink); border-radius: var(--r-lg); padding: 28px; }
.contact h3 { margin-bottom: 6px; color: var(--ink); }
.contact p { color: var(--muted); }
.contact .lines { margin: 16px 0 22px; display: grid; gap: 10px; font-size: .98rem; }
.contact .lines a { display: flex; gap: 12px; align-items: center; text-decoration: none; font-weight: 500; }
.contact .lines .ico { color: var(--brand); width: 22px; height: 22px; }

/* FAQ */
.faq details { border-bottom: 1px solid var(--line); }
.faq details:first-child { border-top: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; padding: 20px 44px 20px 0; font-weight: 500; font-size: 1.05rem; position: relative; min-height: 56px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 10px; height: 10px; border-right: 2.5px solid var(--brand); border-bottom: 2.5px solid var(--brand); transform: translateY(-70%) rotate(45deg); transition: transform .2s; }
.faq details[open] summary::after { transform: translateY(-25%) rotate(-135deg); }
.faq .a { padding: 0 0 22px; max-width: 46em; color: var(--muted); font-size: .98rem; }
.faq .a p + p { margin-top: 10px; }
.faq .a a { color: var(--brand); font-weight: 600; }

/* CTA final */
.cta-band { background: var(--ink); color: #fff; overflow: hidden; }
.cta-band .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: stretch; }
.cta-band .copy { padding: clamp(56px, 8vw, 100px) 0; align-self: center; }
.cta-band .copy .h2 { margin-bottom: 16px; max-width: 13em; color: #fff; }
.cta-band .copy p { margin-bottom: 26px; max-width: 30em; color: rgba(255, 255, 255, .8); }
.cta-band .pic { position: relative; min-height: 340px; padding-top: 48px; }
.cta-band .pic img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 30%; border-radius: var(--r-lg) var(--r-lg) 0 0; }

/* Rodapé */
.site-footer { background: var(--ink); color: #fff; padding: 64px 0 28px; border-top: 1px solid rgba(255, 255, 255, .12); }
.foot-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr; gap: 32px; }
.foot-grid h2 { font-size: .85rem; letter-spacing: 0; font-weight: 500; color: rgba(255, 255, 255, .6); margin-bottom: 12px; }
.foot-grid a { display: block; padding: 6px 0; text-decoration: none; color: rgba(255, 255, 255, .92); font-size: .95rem; }
.foot-grid a:hover { text-decoration: underline; }
.foot-brand img { height: 46px; width: 138px; max-width: none; margin: 0 0 14px -22px; }
.foot-brand p { color: rgba(255, 255, 255, .72); font-size: .92rem; max-width: 24em; margin-bottom: 12px; }
.foot-bottom { display: flex; flex-wrap: wrap; gap: 10px 28px; justify-content: space-between; margin-top: 44px; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .12); font-size: .82rem; color: rgba(255, 255, 255, .62); }
.foot-bottom a { color: inherit; }
.float-wa { position: fixed; right: 18px; bottom: 18px; z-index: 150; display: inline-flex; align-items: center; gap: 10px; min-height: 56px; padding: 0 22px 0 16px; background: var(--go); color: var(--ink); border-radius: 999px; font-weight: 600; text-decoration: none; box-shadow: 0 10px 26px -8px rgba(20, 35, 61, .55); }
.float-wa svg { width: 26px; height: 26px; }
@media (max-width: 560px) { .float-wa span { display: none; } .float-wa { padding: 0 16px; } }

/* Páginas internas */
.crumbs { font-size: .85rem; color: var(--muted); padding: 18px 0 0; }
.crumbs ol { display: flex; flex-wrap: wrap; gap: 6px; }
.crumbs li + li::before { content: "/"; margin-right: 6px; opacity: .5; }
.crumbs a { color: inherit; }
.bullets { display: grid; gap: 12px; }
.bullets li { display: grid; grid-template-columns: 24px 1fr; gap: 12px; align-items: start; }
.bullets li::before { content: ""; width: 20px; height: 20px; margin-top: 4px; border-radius: 50%; background: var(--go) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314233D' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center / 12px no-repeat; }
.cols2 { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(24px, 4vw, 56px); }
.panel { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; }
.panel h3 { margin-bottom: 14px; }
.panel.a { border-top: 6px solid var(--go); }
.panel.b { border-top: 6px solid var(--brand-2); }
.note { background: var(--mist); border-radius: var(--r); padding: 16px 20px; font-size: .95rem; }
.mapbox { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; box-shadow: 0 22px 50px -26px rgba(20, 35, 61, .45); }
.mapbox .r { display: flex; justify-content: space-between; gap: 16px; padding: 13px 22px; border-bottom: 1px solid var(--line); font-size: .95rem; }
.mapbox .r span:last-child { font-weight: 600; white-space: nowrap; }
.mapbox .r.sum { background: var(--go-soft); }
.qsteps { display: grid; gap: 16px; counter-reset: q; }
.qsteps li { display: grid; grid-template-columns: 36px 1fr; gap: 14px; counter-increment: q; }
.qsteps li::before { content: counter(q); display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--ink); color: #fff; font-weight: 600; }

/* Responsivo */
@media (max-width: 960px) {
  .hero-grid, .split, .split.rev, .cols2, .cta-band .wrap { grid-template-columns: 1fr; }
  .hero-photo .ph { aspect-ratio: 16 / 11; }
  .chip-rec { left: 12px; bottom: 12px; }
  .insurers .wrap { grid-template-columns: 1fr; gap: 14px; }
  .steps { grid-template-columns: 1fr 1fr; gap: 36px 0; }
  .steps li:nth-child(2)::after { display: none; }
  .prod { grid-template-columns: 1fr; grid-template-rows: auto; }
  .pcard.big { grid-row: auto; min-height: 420px; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .foot-brand { grid-column: 1 / -1; }
  .cta-band .pic { min-height: 280px; }
}
@media (max-width: 640px) {
  body { font-size: 16.5px; }
  .qrow { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; gap: 30px; }
  .steps li::after { display: none; }
  .btn { width: 100%; }
  .qtabs button { font-size: .85rem; padding: 0 4px; }
  .qtabs .ico { display: none; }
  .vs th, .vs td { padding: 12px 10px; font-size: .86rem; }
  .vs th[scope=row] { width: 50%; }
  .hero-photo .ph { aspect-ratio: 4 / 3; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } * { transition-duration: .01ms !important; } }

.split.top { align-items: start; }
.sticky { position: sticky; top: 108px; }
.photo.tall { min-height: 420px; height: 100%; }
@media (max-width: 960px) { .sticky { position: static; } .logos { grid-template-columns: repeat(3, 1fr); } .photo.tall { min-height: 300px; } }
@media (max-width: 480px) { .logos { grid-template-columns: repeat(2, 1fr); } }

.split > *, .hero-grid > *, .cols2 > * { min-width: 0; }
.hero-photo img { object-position: 50% 35%; }
@media (max-width: 640px) { .chip-rec { display: none; } .hero-photo { margin-top: 8px; } }

.crumbs-band { background: var(--cloud); }
.crumbs-band .crumbs { padding-top: 16px; }
.band-photo { position: relative; margin-top: 44px; border-radius: var(--r-lg); overflow: hidden; aspect-ratio: 21 / 8; background: var(--sky); }
.band-photo img { width: 100%; height: 100%; object-fit: cover; }
.band-photo .chip-rec { left: 24px; bottom: 24px; }
@media (max-width: 960px) { .band-photo { aspect-ratio: 16 / 10; margin-top: 28px; } }

.field label.check { display: flex; font-size: .8rem; font-weight: 400; margin: 0; }

/* ---------- Contato, sinistros, assistência, blog ---------- */
.chan-list { display: grid; gap: 12px; margin: 8px 0 4px; max-width: 560px; }
.chan { display: grid; grid-template-columns: 28px 1fr 22px; gap: 14px; align-items: center; padding: 16px 18px; background: #fff; border: 1px solid var(--line); border-radius: var(--r); text-decoration: none; transition: border-color .18s, transform .18s; }
.chan:hover { border-color: var(--brand-2); transform: translateY(-1px); }
.chan span { line-height: 1.35; }
.chan b { display: block; font-weight: 600; }
.chan small { display: block; color: var(--muted); font-size: .82rem; margin-top: 2px; }
.chan svg:first-child { color: var(--brand); }
.chan svg:last-child { width: 20px; height: 20px; color: var(--brand); }
.chan.main { background: var(--go-soft); border-color: var(--go); }
.rowlist { border-top: 1px solid var(--line); }
.rrow { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 6fr) auto; gap: 24px; align-items: center; padding: 26px 0; border-bottom: 1px solid var(--line); text-decoration: none; }
.rrow h3 { font-size: 1.3rem; }
.rrow p { color: var(--muted); font-size: .98rem; }
.rrow .go { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; color: var(--brand); white-space: nowrap; }
.rrow .go svg { width: 18px; height: 18px; }
.rrow:hover h3 { text-decoration: underline; text-decoration-color: var(--go); text-decoration-thickness: 3px; text-underline-offset: 5px; }
.rowlist .rrow:has(.pill) { grid-template-columns: 170px minmax(0, 1fr) auto; }
.pill { display: inline-block; background: var(--mist); color: var(--deep); font-size: .78rem; font-weight: 600; padding: 4px 12px; border-radius: 999px; }
.emerg { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; max-width: 460px; justify-self: end; width: 100%; }
.emerg-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.emerg-grid a { display: block; text-align: center; background: var(--warn-soft); border-radius: 12px; padding: 14px 8px; text-decoration: none; font-size: .85rem; font-weight: 500; color: var(--ink); }
.emerg-grid b { display: block; font-size: 1.8rem; font-weight: 600; color: var(--warn); line-height: 1.1; }
.guide { display: grid; grid-template-columns: 220px minmax(0, 1fr); gap: clamp(28px, 5vw, 72px); align-items: start; }
.toc { position: sticky; top: 100px; display: grid; gap: 2px; }
.toc a { padding: 8px 12px; border-left: 3px solid var(--line); text-decoration: none; font-size: .95rem; font-weight: 500; }
.toc a:hover { border-color: var(--go); background: var(--cloud); }
.toc p { margin-bottom: 8px; }
.guide-body { max-width: 780px; }
.gsec { padding: 44px 0 8px; border-top: 1px solid var(--line); margin-top: 44px; scroll-margin-top: 90px; }
.guide-body > .note + .gsec { margin-top: 32px; }
.gsec .h2 { margin-bottom: 20px; }
.gsec .h3 { margin: 28px 0 14px; font-size: 1.2rem; }
.gsec h4 { font-size: 1rem; font-weight: 600; margin-bottom: 10px; color: var(--deep); }
.gsec p + p { margin-top: 12px; }
.gsec .cols2 { gap: 20px 40px; }
.docs { margin-bottom: 8px; }
.more { margin: 18px 0; border: 1px solid var(--line); border-radius: var(--r); padding: 4px 18px; background: var(--cloud); }
.more summary { cursor: pointer; padding: 12px 0; font-weight: 600; min-height: 44px; }
.more .bullets { padding: 4px 0 14px; }
.callout { background: var(--mist); border-left: 5px solid var(--brand-2); border-radius: 0 var(--r) var(--r) 0; padding: 14px 18px; margin: 20px 0; font-size: .96rem; }
.callout.danger { background: var(--warn-soft); border-color: var(--warn); }
.callout.inline { margin-top: 36px; background: var(--go-soft); border-color: var(--go); }
.deadl th, .deadl td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--line); font-size: .98rem; vertical-align: top; }
.deadl th { width: 38%; font-weight: 600; }
.deadl td { width: auto; text-align: left; }
.assist-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 48px; border-top: 1px solid var(--line); }
.arow { display: grid; grid-template-columns: 96px 1fr; gap: 6px 18px; align-items: center; padding: 20px 0; border-bottom: 1px solid var(--line); }
.arow img { width: 96px; height: 32px; object-fit: contain; grid-row: 1 / 3; }
.arow h2 { font-size: 1.1rem; }
.phones { display: flex; flex-wrap: wrap; gap: 8px; }
.phones a { display: inline-flex; align-items: center; gap: 6px; min-height: 40px; padding: 0 14px; background: var(--cloud); border: 1px solid var(--line); border-radius: 999px; font-size: .92rem; font-weight: 500; text-decoration: none; }
.phones a:hover { background: var(--go-soft); border-color: var(--go); }
.phones .ico { width: 16px; height: 16px; color: var(--brand); }
.prose { max-width: 720px; margin-inline: auto; }
.prose h2 { margin: 40px 0 14px; }
.prose p + p, .prose ul, .prose ol { margin-top: 14px; }
.prose ul { list-style: disc; padding-left: 22px; }
.prose ol { list-style: decimal; padding-left: 22px; }
@media (max-width: 960px) {
  .guide { grid-template-columns: 1fr; }
  .toc { position: static; grid-template-columns: 1fr 1fr; }
  .rrow, .rowlist .rrow:has(.pill) { grid-template-columns: 1fr; gap: 10px; }
  .assist-grid { grid-template-columns: 1fr; }
  .emerg { justify-self: stretch; max-width: none; }
}
@media (max-width: 640px) { .toc { grid-template-columns: 1fr; } .arow { grid-template-columns: 80px 1fr; } .arow img { width: 80px; } }

.guide-body > .note + .gsec { border-top: 0; margin-top: 8px; padding-top: 28px; }

.chan { min-width: 0; }
.chan span { min-width: 0; overflow-wrap: anywhere; }
.chan { min-width: 0; }
.chan span { min-width: 0; overflow-wrap: anywhere; }
.chan-list { max-width: min(560px, 100%); }
@media (max-width: 420px) { .chan span { font-size: .9rem; } }

.cols-bul { grid-template-columns: 1fr 1fr; gap: 14px 32px; }
.vs.check th, .vs.check td { text-align: left; vertical-align: top; font-size: .98rem; }
.vs.check thead th { text-align: left; }
.vs.check th[scope=row] { width: 30%; font-weight: 600; }
.vs.check td { width: auto; text-align: left; color: var(--muted); }
.vs.compare3 th[scope=row] { width: 28%; }
.vs.compare3 td { width: 24%; }
.vs.compare3 td.us { color: var(--ink); font-weight: 600; }
@media (max-width: 640px) { .cols-bul { grid-template-columns: 1fr; } .vs.check th, .vs.check td { display: block; width: auto; padding: 8px 16px; border: 0; } .vs.check th[scope=row] { padding-top: 16px; } .vs.check tbody tr { border-bottom: 1px solid var(--line); display: block; padding-bottom: 8px; } .vs.check thead { display: none; } .vs.compare3 td.us::before { content: "Seguro fiança: "; font-weight: 500; } .vs.compare3 td:nth-of-type(2):not(.us)::before { content: "Caução: "; } .vs.compare3 td:nth-of-type(3)::before { content: "Fiador: "; } }
@media (max-width: 640px) { .vs.check th[scope=row], .vs.compare3 th[scope=row], .vs.compare3 td { width: auto; } }

.legal .gsec { border-top: 1px solid var(--line); margin-top: 32px; padding-top: 28px; }
.legal .gsec:first-child { border-top: 0; margin-top: 0; padding-top: 0; }
.legal ul { list-style: disc; padding-left: 22px; margin: 12px 0; display: block; }
.legal li { margin: 8px 0; }
.legal p { margin-top: 12px; }
.legal a { color: var(--brand); font-weight: 500; }
@media (max-width: 960px) { .toc-legal { display: none; } }

/* Correções de conteúdo (1/out) */
.insurers .wrap { grid-template-columns: minmax(240px, 400px) 1fr; }
.insurers p { font-size: .95rem; }
.vs .rowsub { display: block; font-weight: 400; font-size: .82rem; color: var(--muted); margin-top: 4px; line-height: 1.4; }
.prod2 { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; margin-top: 22px; }
.pcard.sm { min-height: 250px; background: var(--brand); }
.pcard.sm.alt { background: var(--deep); }
.pcard.sm::before { display: none; }
.pcard.sm .pico { position: absolute; right: 24px; top: 20px; width: 112px; height: 112px; opacity: .22; stroke-width: 1.2; color: #fff; }
.qtabs { overflow-x: auto; scrollbar-width: none; }
.qtabs::-webkit-scrollbar { display: none; }
.qtabs button { flex: 1 0 auto; padding: 0 12px; white-space: nowrap; }
@media (max-width: 960px) { .insurers .wrap { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .prod2 { grid-template-columns: 1fr; } .pcard.sm { min-height: 210px; } }

.qtabs { gap: 3px; }
.qtabs button { flex: 1 1 auto; padding: 0 8px; font-size: .9rem; }
.qtabs .ico { display: none; }

.field input[type=date] { width: 100%; min-height: 52px; padding: 10px 14px; font: inherit; font-size: 1rem; border: 1.5px solid var(--line); border-radius: 12px; background: #fff; color: var(--ink); }
.field input[type=date]:focus { outline: none; border-color: var(--brand-2); box-shadow: 0 0 0 3px rgba(64, 123, 183, .25); }

.pcard:not(.sm)::before { background: linear-gradient(180deg, rgba(20, 35, 61, .12) 0%, rgba(20, 35, 61, .55) 38%, rgba(20, 35, 61, .93) 100%); }
.pcard.big::before { background: linear-gradient(180deg, rgba(20, 35, 61, 0) 40%, rgba(20, 35, 61, .9) 100%); }
.pcard h3, .pcard p { text-shadow: 0 1px 14px rgba(10, 20, 40, .55); }
@media (max-width: 480px) { .qtabs { gap: 2px; padding: 4px; } .qtabs button { font-size: .78rem; padding: 0 4px; } }

/* alinhamento e ícones (1/out) */
.ico { stroke-width: 1.9; }
.cols2 > p, .cols2 > div > p:first-child { margin-top: 0; }
.cols2 { align-items: start; }
.emerg-grid { grid-template-columns: repeat(4, 1fr); }
.emerg-grid b { font-size: 1.6rem; }
@media (max-width: 380px) { .emerg-grid { grid-template-columns: repeat(2, 1fr); } }
.foot-brand .slogan { font-size: 1.15rem; font-weight: 600; line-height: 1.35; color: #fff; max-width: 14em; margin-bottom: 16px; letter-spacing: -.01em; }

.gsec .cols2 > p { margin: 0 !important; }
.gsec p + p { margin-top: 12px; }
.gsec .cols2 > p + p { margin-top: 0 !important; }

/* ---------- Fotografia real: enquadramento por foto e overlay localizado (4/out) ---------- */
.pimg img, .band-photo img, .hero-photo img, .photo img, .cta-band .pic img { object-position: var(--pos, 50% 50%); }
@media (max-width: 960px) { .pimg img, .band-photo img, .hero-photo img, .photo img, .cta-band .pic img { object-position: var(--pos-m, var(--pos, 50% 50%)); } }
/* o gradiente só cobre a faixa do texto; a parte alta da foto fica intacta */
.pcard::before, .pcard:not(.sm)::before, .pcard.big::before {
  display: block;
  background:
    radial-gradient(120% 70% at 0% 100%, rgba(12, 22, 40, .62) 0%, rgba(12, 22, 40, 0) 70%),
    linear-gradient(0deg, rgba(12, 22, 40, .80) 0%, rgba(12, 22, 40, .52) 24%, rgba(12, 22, 40, .16) 46%, rgba(12, 22, 40, 0) 62%);
}
.pcard.sm { background: var(--deep); }
.pcard.sm.alt { background: var(--deep); }
.pcard .pimg img { transition: transform .25s ease-out; }
.pcard:hover .pimg img { transform: scale(1.03); }
.pcard h3, .pcard p { text-shadow: 0 1px 10px rgba(8, 16, 32, .5); }

.pimg img { transform: scale(var(--zoom, 1)); transform-origin: var(--origin, 50% 50%); }
.pcard:hover .pimg img { transform: scale(calc(var(--zoom, 1) * 1.03)); }
.pcard:not(.big) p { max-width: 17em; }
.pcard.sm p { max-width: 15em; }
.pcard.sm::before { background:
    radial-gradient(130% 90% at 0% 100%, rgba(12, 22, 40, .7) 0%, rgba(12, 22, 40, 0) 72%),
    linear-gradient(0deg, rgba(12, 22, 40, .82) 0%, rgba(12, 22, 40, .55) 30%, rgba(12, 22, 40, .12) 58%, rgba(12, 22, 40, 0) 75%); }

/* overlay lateral atrás da copy nos cards menores (a foto continua visível à direita) */
.pcard:not(.big)::before, .pcard.sm::before { background:
    linear-gradient(90deg, rgba(12, 22, 40, .72) 0%, rgba(12, 22, 40, .5) 38%, rgba(12, 22, 40, 0) 70%),
    linear-gradient(0deg, rgba(12, 22, 40, .78) 0%, rgba(12, 22, 40, .35) 32%, rgba(12, 22, 40, 0) 60%); }
.pcard:not(.big) p, .pcard.sm p { max-width: 21em; }

.docs:has(> div:only-child) { grid-template-columns: 1fr; }